Privacy Policy
Last updated: 22 July 2026
This policy explains what we collect when you use the Retirement Score assessment on this site, why we collect it, and what control you have over it.
1. Who we are
This site is operated by Abejah Phillip Williamson, a licensed insurance producer doing business as Skyline Capital Solutions (“Skyline Capital Solutions”, “we”, “us”). Resident license W591490, NPN 21301861.
Registered address: 2505 Boca Raton Blvd, Boca Raton, FL 33431
Email: abejahw@gmail.com
Phone: (877) 892-2497
We are a licensed insurance producer. We are not a registered investment adviser, broker-dealer, law firm, or tax advisory firm, and nothing on this site is investment, legal, or tax advice.
2. What we collect
Information you give us directly:
- Your first name and email address, when you request your Retirement Score report
- Your phone number, if you book a session or ask us to call you
- Your answers to the assessment questions, and the score calculated from them
- Your appointment time and time zone, if you book a session
- A record of the consent you gave, including the exact wording shown to you and the time you agreed
Information collected automatically when you visit:
- Advertising click identifiers (such as Google’s gclid) and campaign tags, so we can tell which advert brought you here
- The page address you arrived on and the time of your visit
- Your IP address and browser details, recorded by our hosting and automation providers as part of normal operation
We do not ask for, and you should not send us, financial account numbers, Social Security numbers, or health information through this website.
3. Why we use it
- To generate and send the Retirement Score report you asked for
- To schedule and confirm your strategy session
- To contact you about retirement and life insurance products, where you have consented
- To measure which adverts and campaigns produce genuine enquiries
- To keep records we are required to keep as a licensed insurance producer
4. Phone calls and text messages
We only call or text you about our products if you ticked the consent box and gave us your number. That consent is not a condition of buying anything, and you can withdraw it at any time — reply STOP to any text, tell us during a call, or email us. Reply HELP for help. Message and data rates may apply. Message frequency varies.
Mobile phone numbers and SMS opt-in consent are never shared with, or sold to, third parties or affiliates for their own marketing purposes.
We keep a record of the consent wording you were shown and when you agreed to it, because we are required to be able to demonstrate it.
5. Who we share it with
We do not sell your personal information. We share it only with the providers that make this service work:
| Provider | What they handle |
|---|---|
| Cal.com | Scheduling — your name, email, phone and appointment time |
| n8n | Moving your enquiry from this site into our records |
| Google (Sheets & Drive) | Where our enquiry records are stored |
| Google Ads | Measuring advert performance; may receive a scrambled (hashed) version of your email |
| Cloudflare | Serving this website |
| Insurance carriers | Only if you choose to apply for a policy, and only what that application needs |
We may also disclose information where the law requires it, or to a state insurance regulator on request.
6. Advertising and cookies
We use Google Ads conversion tracking to see which adverts lead to enquiries. This may set cookies in your browser and may send Google a scrambled version of your email address so it can match a conversion to a click. You can control personalised advertising through Google My Ad Center, and cookies through your browser settings.
7. How long we keep it
We keep enquiry records for 5 years, which reflects the record-keeping rules that apply to licensed insurance agents in the states where we operate. Consent records are kept for at least as long. If you ask us to delete your information, we will do so except where we are legally required to keep it.
8. Your choices
- See what we hold. Ask us and we will tell you.
- Correct it. Tell us what is wrong and we will fix it.
- Delete it. Ask and we will remove it, subject to our record-keeping duties.
- Stop hearing from us. Reply STOP to a text, or email us to be removed entirely.
Email abejahw@gmail.com for any of these. We respond within 30 days.
9. If you live in California
California residents have additional rights under the CCPA/CPRA: to know what we collect and why, to have it deleted, to correct it, to opt out of sharing, and not to be treated differently for exercising those rights.
We never sell your personal information for money. We do, however, use Google Ads conversion tracking, which can pass Google a scrambled (hashed) version of your email address so it can match an enquiry back to an advert. Under California law that may count as “sharing” for cross-context behavioural advertising, so we tell you plainly rather than claim otherwise.
To opt out of that sharing — or to make any other request — email abejahw@gmail.com with “Do Not Sell or Share My Personal Information” in the subject line. We will action it within 30 days and will not ask you for anything beyond what is needed to find your record. You can also limit ad personalisation directly through Google My Ad Center.
10. Security
Information is transmitted over an encrypted connection and stored in access-controlled accounts. No system is perfectly secure, so please do not send sensitive documents or account numbers through this site.
11. Children
This site is meant for adults. We do not knowingly collect information from anyone under 18.
12. Changes
If we change this policy we will update the date at the top. Material changes will be announced on this page.
13. Contact us
Abejah Phillip Williamson, d/b/a Skyline Capital Solutions
2505 Boca Raton Blvd, Boca Raton, FL 33431
abejahw@gmail.com · (877) 892-2497